Services

Our services are classified based on the complexity and comprehensiveness. The more complex and comprehensive the services the more independent our advice from the product manufacturers, hence the more paramount is our obligation of meeting clients' best interests.

Financially STANDARD

This is a transaction-only or broking service for a client who wants to purchase investment products through us independently without receiving advice, research and portfolio administration services. We regularly inform new products, issues and picks. This service also includes assistance in transferring UK Pension to New Zealand.

Entry commission: 3%-5%
Trail commision: 0.25%-1%
DEPENDENT ADVICE


Financially GOOD

This is an investment portfolio service for a client who needs our portfolio design and administration services. The investment portfolio is designed by:

• constructing a portfolio with sensible asset allocation and funds selection,

presented in a written investment proposal. The portfolio is set in retail basis and rebalanced annually. We provide annual portfolio report, investment review and economic analysis.

Entry commission: nil
Trail commision: nil
Investment proposal fee: $300 (one-off)
Service fee: 0.5%-1% of fund under management (if implemented)
INDEPENDENT ADVICE


Financially EXCELLENT

This is a comprehensive and sophisticated investment portfolio services for a client who needs our portfolio design, financial intelligence and private client services.

The investment portfolio is designed by the following steps:

1. Calculating potential fund available to invest
2. Determining critical values for desired return and risk perception
3. Constructing a portfolio with sensible asset allocation and funds selection
4. Making a projection with scenario analysis model
5. Developing an early warning system for regular review

The investment portfolio is presented in a written investment proposal. The portfolio is set in retail or platform basis and rebalanced semi-annually. We will provide semi-annual portfolio report, investment review and economic analysis.

Entry commission: nil
Trail commision: nil
Investment proposal fee: $300 (one-off)
Service fee: 0.5%-1% of fund under management (if implemented)
Financial intelligence modelling fee: $50/hour
Financial intelligence report subscription: $100/half year (optional)
INDEPENDENT ADVICE


Financially TRANSCENDENCE

This is an investment portfolio service as part of the implementation of financial planning. We provide Financially EXCELLENCE service plus financial planning with the following steps:

1. Personal accounting and budgeting
2. Financial intelligence and modelling
3. Investment management and risk management
4. Scenario analysis modelling
5. Critical value determination
6. Early warning system modelling
7. Semi-annual reviews

Please read more about financial planning.

Entry commission: nil
Trail commision: nil
Investment proposal fee: $300 (one-off)
Risk management planning fee: $200 (one-off)
Service fee: 0% of fund under management (if implemented)
Financial intelligence modelling fee: $100/hour
Financial intelligence report subscription: $100/half year (optional)
INDEPENDENT AND TRUE PROFESSIONAL ADVICE

We also provide:

• Family Wealth Administrative Assistance: we can help with the administration of family wealth, managing daily operations of ongoing financial interests and banking liaisons. Suitable for a multigenerational family with extensive financial interests.
  
• Business Finance Technical Assistance: we can help with business financial planning and the preparation, analysis and interpretation of regular financial reports. Suitable for a small business owner who needs help in understanding their financial issues and contrasting business finance from personal finance.